About Insurance Point
Insurance Point is a Delhi-based advisory that helps you choose the right cover without confusion or guesswork. We compare multiple insurers, translate fine print into simple language, and tailor protection to your needs. From policy selection to claim settlement, our team stays with you at every step. We prioritize transparent guidance, ethical practices, and long-term relationships. Whether it’s a new policy or renewal, we focus on value, not just price.
Our Services
Motor Insurance
Comprehensive & third-party for two and four wheelers. Cashless repairs across network garages. NCB protection and guidance on add-ons like zero-dep, engine protect and RSA. Fast renewal reminders and claim documentation. Assistance with RC/PUC details to avoid proposal errors.
Health Insurance
Family-floater plans designed around room-rent, co-pay and deductible preferences. Guidance on pre-existing waiting periods and day-care procedures. Cashless hospitalization support. Top-ups and portability for better coverage. Year-round claim help.
Marine Insurance
Cargo and hull policies for domestic & international shipments. Warehouse-to-warehouse coverage with customizable clauses. Support on documentation like invoice, LR/AWB and packing lists. Advice on deductible selection and open vs single-transit policies.
Travel Insurance
Schengen-compliant plans with medical, baggage & trip cancellation cover. Options for students and business travelers. Easy issuance for visa filing. Assistance during flight delays and hospital admissions abroad. 24×7 helpline details shared at issuance.
Business Insurance
Property, fire, liability and SME packages to safeguard assets & operations. Coverage for burglary, money, electronics & machinery breakdown. Risk inspection & valuation guidance. Claim filing templates and on-site support where possible.
Life Insurance
Need-based term plans and savings options. Tenure and sum-assured calculated for family security. Clarity on riders like AD&D and critical illness. Paperwork assistance for medicals and e-KYC. Annual reviews for milestones like marriage, home loan or business expansion.
Property & Fire
Home & shop protection against fire, storm, flood and burglary. Structure and contents coverage with guidance on under-insurance. Quick estimate support for small claims. Add-ons for portable electronics and third-party liability.
Our Founders
Rahul Rathor
Insurance advisor with hands-on experience in motor, health and commercial lines. Believes in honest guidance over pushy sales. Passionate about fast claim assistance and clear communication.
Praveen Yadav
Built Insurance Point to deliver reliable protection with zero paperwork stress. Focus on transparent advice, fair pricing and lifetime support across policies and claims.
Our Departments
Dedicated professionals working behind every policy.